7 specialized AI personas

Meet Your AI Legal Team

Seven specialized personas analyze every case from different angles — mediator, plaintiff, defense, adjuster, and more. Ask the same question; get five distinct perspectives. All grounded in Keith's 30-year ADR evaluation framework.

Live Preview

Click a persona to see their analysis

Each persona is built on SettleIQ's ADR preamble — Keith's core evaluation principles — then specialized for its role. Auto-cycles every 5 seconds so you can see the range without clicking.

What's a fair settlement range for this rear-end collision with disc herniation?
⚖️ Mediator
Based on the $13,200 in medical specials and the documented disc herniation, my neutral assessment places the settlement range at $45,000–$65,000. The multiplier of 3.5–5x on specials is justified by the objective MRI findings and the 8-month treatment course. Both sides should consider that a jury verdict could exceed this range, making settlement the more predictable path.
How strong is my client's case?
🤕 Plaintiff
Your client's case has significant strengths. The objective MRI showing disc herniation at L4-L5 removes any dispute about injury causation. The 8-month conservative treatment course demonstrates both the severity and your client's good faith in seeking recovery. I'd argue for a 5x multiplier on the $13,200 in specials, putting the demand at $66,000 minimum. The defense will have trouble explaining away the gap in pre-accident medical history.
What are the weaknesses in the plaintiff's case?
🛡️ Defense
There are exposure points to manage. The 3-week gap between the accident and first treatment raises questions about causation — we should explore pre-existing conditions. The chiropractor visits (60% of specials) may be challenged as excessive. I'd recommend reserving $35,000–$45,000 and pushing for a multiplier no higher than 2.5x. The plaintiff's social media should be reviewed for activity inconsistent with claimed limitations.
What should the reserve be on this claim?
💰 Adjuster
Based on my risk audit: medical specials of $13,200 are within normal range for this injury type, but the disc herniation diagnosis elevates severity. I'd set the initial reserve at $40,000–$50,000. Key risk factors: strong objective findings (MRI), clear liability (rear-end), and a sympathetic plaintiff profile. The cost of litigation ($15,000+) makes early settlement economically favorable.
Explain the medical findings in this case.
🩺 Medical Expert
The clinical timeline shows: rear-end collision on 3/15, initial ER visit on 4/2 (19-day gap — notable), MRI on 5/10 revealing L4-L5 disc herniation with mild nerve root compression. Treatment course: 24 chiropractic visits over 6 months, 2 epidural injections, and a pain management referral. The herniation is consistent with traumatic mechanism, though the treatment gap will require explanation. Maximum medical improvement likely reached at 8 months.

Calculator Suite

Settlement math that lawyers actually trust

The settlement calculator uses a multiplier-based formula on medical specials — separate from pre-existing conditions — with lost wages added on top. Fault percentage reduces the total.

  • Bracket builder for asymmetric plaintiff/defense step negotiations
  • Fee disbursement sheet: gross → fees → liens → costs → net to client
  • Sync specials directly from uploaded documents with one click
  • Arbitration damages worksheet with binding award methodology
Settlement Calculator Preview
Medical Specials (Related) $13,200
Pain & Suffering Multiplier 4.0x
Lost Wages $4,800
Comparative Fault 0%
Estimated Settlement $58,800
Case Vault
📋

Police Report — Henderson Accident.pdf

4 pages

Indexed
🏥

ER Records — County Hospital.pdf

12 pages

Indexed
📊

MRI Results — L4-L5 Herniation.pdf

6 pages

Indexed
💊

Chiropractic Billing Summary.pdf

3 pages

Indexed

Document Intelligence

Your entire case file, instantly searchable

Upload PDFs — medical bills, police reports, depositions, expert reports. SettleIQ embeds each document with 3072-dimension vectors. When you ask a question, the AI cites the exact page.

  • Chat-ready in under 10 seconds — embeddings-first pipeline
  • Financial timeline extracted automatically — specials, wages, liens
  • Case-isolated — your documents never cross into another firm's matter

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